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State insurance coverage regulators say the proposal harks back to the times when insurance firms, even family names like Aetna and Blue Cross, offered policies so skimpy they might hardly be referred to as coverage at all. Derided as junk insurance,” the plans had very low premiums but typically came with 5-determine deductibles. Many failed to pay for medical care that’s now deemed essential.

Roger Collier is a consultant specializing in health care coverage points. He was CEO of a nationwide health care consulting firm, and Principal-in-Charge of KPMG’s nationwide health and welfare consulting follow. His experience contains the design and implementation of innovative applications for HMOs, health insurers, and state and federal businesses. He was a co-author of an early state health care reform bill, has testified on health care reform and different health care issues earlier than legislative committees in a number of states, and has also served as Chief Information Officer for a major health care payer.

The Republicans have lost California—and perhaps Florida, too. The opening opinions for the Obamacare exchanges have been maybe greatest in California, where the response was awesome. The state ready nicely for the beginning of enrollment, and officers there have been heartened by the first day of operation. As Republicans well know, they have long had a California problem. It started in 1994, when Pete Wilson, then the governor, led the GOP off the cliff by adopting a robust anti-immigrant stance. And Latinos are the demographic group with the best rates for the uninsured. If Obamacare becomes an necessary benefit for Latinos—and other Californians—the GOP California dilemma will intensify, as will its total challenge wooing Latino voters nationwide (see Florida and elsewhere).